Brittney Cooper

Brittney Cooper

(720) 336-3376

Assumable homes for sale in Colorado

200 homesFHA & VA loansrates from 2.25% vs 7.28% today

Colorado assumption guide
4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 down
Rate
3.82%
7.28%today
Payment
$931/mo
$1,364today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

19629 93rd Drive #B, Arvada, CO, 80007 — assumable FHA mortgage at 3.92%
FHA
Active
32
$400,000$48,035 down
Rate
3.92%
7.28%today
Payment
$1,821/mo
$2,635today
  • 2beds
  • 3baths
  • 1,245sqft

19629 93rd Drive #B, Arvada

117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$599,950$280,067 down
Rate
2.25%
7.28%today
Payment
$1,427/mo
$2,555today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 2.77%
VATop pick
Active
44
$1,210,000$33,337 down
Rate
2.77%
7.28%today
Payment
$5,403/mo
$9,032today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

4932 Horseshoe Bend Street, Colorado Springs, CO, 80917 — assumable VA mortgage at 2.79%
VATop pick
Active
45
$480,000Potential short sale
Rate
2.79%
7.28%today
Payment
$2,849/mo
$4,750today
  • 4beds
  • 3baths
  • 2,313sqft

4932 Horseshoe Bend Street, Colorado Springs

21420 61st Drive, Aurora, CO, 80019 — assumable VA mortgage at 2.88%
VATop pick
Active
50
$650,000$24,022 down
Rate
2.88%
7.28%today
Payment
$2,923/mo
$4,817today
  • 4beds
  • 5baths
  • 3,664sqft

21420 61st Drive, Aurora

15296 66th Drive, Arvada, CO, 80007 — assumable FHA mortgage at 2.90%
FHATop pick
Active
41
$510,000$31,886 down
Rate
2.90%
7.28%today
Payment
$2,227/mo
$3,661today
  • 3beds
  • 3baths
  • 1,798sqft

15296 66th Drive, Arvada

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$5,863 down
Rate
2.90%
7.28%today
Payment
$1,594/mo
$2,620today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$190,000$3,898 down
Rate
2.96%
7.28%today
Payment
$881/mo
$1,437today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

1295 Zeno Circle #C, Aurora, CO, 80017 — assumable FHA mortgage at 2.96%
FHATop pick
Active
25
$249,900Potential short sale
Rate
2.96%
7.28%today
Payment
$1,240/mo
$2,022today
  • 2beds
  • 3baths
  • 1,240sqft

1295 Zeno Circle #C, Aurora

3433 Hunterwood Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$340,000$17,743 down
Rate
2.98%
7.28%today
Payment
$1,525/mo
$2,481today
  • 4beds
  • 2baths
  • 1,280sqft

3433 Hunterwood Drive, Colorado Springs

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 3.02%
FHATop pick
Active
33
$335,000$13,954 down
Rate
3.02%
7.28%today
Payment
$1,533/mo
$2,481today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

17965 107th Place, Commerce City, CO, 80022 — assumable VA mortgage at 3.05%
VATop pick
Active
30
$475,000Potential short sale
Rate
3.05%
7.28%today
Payment
$2,243/mo
$3,617today
  • 2beds
  • 3baths
  • 1,682sqft

17965 107th Place, Commerce City

1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,045 down
Rate
3.07%
7.28%today
Payment
$1,355/mo
$2,179today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

514 Grand Estates Drive #2, Estes Park, CO, 80517 — assumable VA mortgage at 3.07%
VATop pick
Active
29
$369,000$19,523 down
Rate
3.07%
7.28%today
Payment
$1,659/mo
$2,668today
  • 2beds
  • 2baths
  • 1,116sqft

514 Grand Estates Drive #2, Estes Park

6655 Monaco Drive, Brighton, CO, 80602 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$399,000$13,572 down
Rate
3.10%
7.28%today
Payment
$1,824/mo
$2,922today
  • 2beds
  • 1baths
  • 875sqft

6655 Monaco Drive, Brighton

2143 Coronado Parkway #C, Denver, CO, 80229 — assumable FHA mortgage at 3.10%
FHATop pick
Active
16
$279,999$5,916 down
Rate
3.10%
7.28%today
Payment
$1,300/mo
$2,083today
  • 2beds
  • 2baths
  • 985sqft

2143 Coronado Parkway #C, Denver

5505 117th Circle, Denver, CO, 80233 — assumable VA mortgage at 2.75%
VATop pick
Active
33
$523,000$34,838 down
Rate
2.75%
7.28%today
Payment
$2,242/mo
$3,757today
  • 4beds
  • 3baths
  • 2,000sqft

5505 117th Circle, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
38
$230,000$23,811 down
Rate
2.77%
7.28%today
Payment
$971/mo
$1,624today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

25283 2nd Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.77%
FHATop pick
Active
38
$550,000$59,851 down
Rate
2.77%
7.28%today
Payment
$2,251/mo
$3,762today
  • 3beds
  • 3baths
  • 2,065sqft

25283 2nd Avenue, Aurora

1661 Idalia Circle #A, Aurora, CO, 80017 — assumable FHA mortgage at 2.77%
FHATop pick
Active
27
$235,000$21,541 down
Rate
2.77%
7.28%today
Payment
$985/mo
$1,646today
  • 2beds
  • 1baths
  • 840sqft

1661 Idalia Circle #A, Aurora

1917 Kingston Street, Aurora, CO, 80010 — assumable VA mortgage at 2.77%
VATop pick
Active
25
$375,000$20,066 down
Rate
2.77%
7.28%today
Payment
$1,637/mo
$2,737today
  • 3beds
  • 1baths
  • 971sqft

1917 Kingston Street, Aurora

10958 Avena Road, Peyton, CO, 80831 — assumable VA mortgage at 2.80%
VATop pick
Active
46
$439,000$35,211 down
Rate
2.80%
7.28%today
Payment
$1,865/mo
$3,105today
  • 3beds
  • 3baths
  • 1,838sqft

10958 Avena Road, Peyton

15497 Louisiana Avenue, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
30
$275,000$21,433 down
Rate
2.84%
7.28%today
Payment
$1,176/mo
$1,948today
  • 2beds
  • 2baths
  • 1,064sqft

15497 Louisiana Avenue, Aurora

1876 Pitkin Circle #B, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
15
$213,900$13,216 down
Rate
2.84%
7.28%today
Payment
$929/mo
$1,538today
  • 2beds
  • 2baths
  • 981sqft

1876 Pitkin Circle #B, Aurora

2170 Alicia Point #102, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.84%
VATop pick
Active
37
$270,000$21,996 down
Rate
2.84%
7.28%today
Payment
$1,150/mo
$1,906today
  • 1beds
  • 1baths
  • 900sqft

2170 Alicia Point #102, Colorado Springs

1014 Lutheran Way, Colorado Springs, CO, 80915 — assumable FHA mortgage at 2.84%
FHATop pick
Active
19
$217,000$20,046 down
Rate
2.84%
7.28%today
Payment
$933/mo
$1,545today
  • 2beds
  • 2baths
  • 1,024sqft

1014 Lutheran Way, Colorado Springs

12342 Newport Court, Brighton, CO, 80602 — assumable FHA mortgage at 2.87%
FHATop pick
Active
34
$390,000$45,221 down
Rate
2.87%
7.28%today
Payment
$1,608/mo
$2,654today
  • 3beds
  • 1baths
  • 1,027sqft

12342 Newport Court, Brighton

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$41,591 down
Rate
2.88%
7.28%today
Payment
$2,404/mo
$3,961today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$520,000$44,697 down
Rate
2.88%
7.28%today
Payment
$2,175/mo
$3,585today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,809 down
Rate
2.90%
7.28%today
Payment
$1,575/mo
$2,589today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

17820 96th Place, Commerce City, CO, 80022 — assumable FHA mortgage at 2.90%
FHATop pick
Active
34
$380,000$24,604 down
Rate
2.90%
7.28%today
Payment
$1,656/mo
$2,722today
  • 3beds
  • 3baths
  • 1,540sqft

17820 96th Place, Commerce City

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.90%
VATop pick
Active
44
$800,000$82,040 down
Rate
2.90%
7.28%today
Payment
$3,330/mo
$5,474today
  • 6beds
  • 5baths
  • 4,131sqft

3003 Bella Cima Drive, Colorado Springs

512 Tumbleweed Drive, Brighton, CO, 80601 — assumable FHA mortgage at 2.95%
FHATop pick
Active
50
$512,000$44,707 down
Rate
2.95%
7.28%today
Payment
$2,209/mo
$3,608today
  • 3beds
  • 2baths
  • 1,984sqft

512 Tumbleweed Drive, Brighton

4550 Star Ridge Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.96%
VATop pick
Active
40
$429,000$34,543 down
Rate
2.96%
7.28%today
Payment
$1,867/mo
$3,045today
  • 4beds
  • 3baths
  • 2,227sqft

4550 Star Ridge Drive, Colorado Springs

725 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 2.98%
VATop pick
Active
33
$239,900$18,480 down
Rate
2.98%
7.28%today
Payment
$1,045/mo
$1,701today
  • 2beds
  • 2baths
  • 1,200sqft

725 Alton Way #7A, Denver

Assuming a mortgage in Colorado

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 3 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$663 /mo
Median cash to assume
$51,450
Brittney Cooper

Brittney Cooper

Keller Williams Advantage

brisellscolorado@gmail.com+17203363376Keller Williams Advantage logo
Equal Housing Opportunity

Keller Williams Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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