Assumable homes for sale in Centennial, CO

14 homesFHA & VA loansrates from 2.81% vs 7.28% today

Centennial assumption guide

3727 Cactus Creek Court #104, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 3.10%

FHATop pick

Active

$345,000$24,942 down

Rate: 3.10%; ~~7.28%~~today
Payment: $1,518/mo; ~~$2,432~~today

2beds
2baths
1,078sqft

3727 Cactus Creek Court #104, Highlands Ranch

8257 Fillmore Way, Littleton, CO, 80122 — assumable FHA mortgage at 3.45%

FHA

Active

$309,000$57,772 down

Rate: 3.45%; ~~7.28%~~today
Payment: $1,293/mo; ~~$1,982~~today

2beds
3baths
1,543sqft

8257 Fillmore Way, Littleton

7644 Franklin Way, Centennial, CO, 80122 — assumable VA mortgage at 2.81%

Active

$725,000$329,451 down

Rate: 2.81%; ~~7.28%~~today
Payment: $1,854/mo; ~~$3,083~~today

4beds
3baths
2,204sqft

7644 Franklin Way, Centennial

2569 Cresthill Avenue, Centennial, CO, 80121 — assumable VA mortgage at 6.27%

Active

$599,000Potential short sale

Rate: 6.27%; ~~7.28%~~today
Payment: $3,977/mo; ~~$4,410~~today

5beds
2baths
1,900sqft

2569 Cresthill Avenue, Centennial

8066 Columbine Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.39%

FHA

Active

$365,000Potential short sale

Rate: 6.39%; ~~7.28%~~today
Payment: $2,518/mo; ~~$2,757~~today

2beds
3baths
1,064sqft

8066 Columbine Court, Centennial

8198 Columbine Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.50%

FHA

Active

$300,000Potential short sale

Rate: 6.50%; ~~7.28%~~today
Payment: $1,931/mo; ~~$2,090~~today

2beds
1baths
868sqft

8198 Columbine Court, Centennial

3876 Canyon Ranch Road #202, Littleton, CO, 80126 — assumable VA mortgage at 6.87%

Active

$277,000Potential short sale

Rate: 6.87%; ~~7.28%~~today
Payment: $1,937/mo; ~~$2,018~~today

1beds
1baths
724sqft

3876 Canyon Ranch Road #202, Littleton

7175 Penrose Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.87%

FHA

Active

$625,000$55,078 down

Rate: 6.87%; ~~7.28%~~today
Payment: $3,836/mo; ~~$3,997~~today

4beds
2baths
1,845sqft

7175 Penrose Court, Centennial

6295 Humboldt Place, Centennial, CO, 80121 — assumable FHA mortgage at 6.32%

FHA

Active

$675,000$103,742 down

Rate: 6.32%; ~~7.28%~~today
Payment: $3,303/mo; ~~$3,703~~today

5beds
3baths
1,358sqft

6295 Humboldt Place, Centennial

2161 Phillips Lane, Centennial, CO, 80122 — assumable VA mortgage at 6.36%

Active

$599,000$78,797 down

Rate: 6.36%; ~~7.28%~~today
Payment: $3,388/mo; ~~$3,721~~today

4beds
4baths
2,774sqft

2161 Phillips Lane, Centennial

4424 Maplewood Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 7.76%

FHA

Active

$900,000$118,465 down

Rate: 7.76%; ~~7.28%~~today
Payment: $5,748/mo; ~~$5,484~~today

5beds
4baths
2,694sqft

4424 Maplewood Avenue, Centennial

8401 Timberwood Street, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 5.63%

FHA

Active

$645,000$522,394 down

Rate: 5.63%; ~~7.28%~~today
Payment: $1,504/mo; ~~$1,786~~today

3beds
2baths
2,599sqft

8401 Timberwood Street, Highlands Ranch

3847 Mossy Rock Drive #203, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 5.75%

FHA

Active

$327,000Potential short sale

Rate: 5.75%; ~~7.28%~~today
Payment: $2,243/mo; ~~$2,630~~today

2beds
2baths
1,077sqft

3847 Mossy Rock Drive #203, Highlands Ranch

7474 Logan Street, Littleton, CO, 80122 — assumable FHA mortgage at 6.69%

FHA

Active

$489,999$450,705 down

Rate: 6.69%; ~~7.28%~~today
Payment: $257/mo; ~~$273~~today

3beds
3baths
1,600sqft

7474 Logan Street, Littleton

Assuming a mortgage in Centennial

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 2.81%
Lowest existing payment: $1,293 /mo
Median cash to assume: $103,742