Brittney Cooper

Brittney Cooper

Assumable homes for sale in Fort Collins, CO

38 homesFHA & VA loansrates from 2.48% vs 7.28% today

Fort Collins assumption guide
1617 Northcroft Drive, Windsor, CO, 80550 — assumable FHA mortgage at 2.87%
FHA
Active
37
$449,900$62,124 down
Rate
2.87%
7.28%today
Payment
$1,809/mo
$2,985today
  • 4beds
  • 3baths
  • 2,064sqft

1617 Northcroft Drive, Windsor

1224 Mulberry Street, Fort Collins, CO, 80521 — assumable FHA mortgage at 2.77%
FHA
Active
16
$400,000$107,566 down
Rate
2.77%
7.28%today
Payment
$1,374/mo
$2,298today
  • 2beds
  • 1baths
  • 742sqft

1224 Mulberry Street, Fort Collins

304 Tigercat Way, Fort Collins, CO, 80524 — assumable VA mortgage at 2.80%
VA
Active
32
$490,000$139,220 down
Rate
2.80%
7.28%today
Payment
$1,623/mo
$2,703today
  • 3beds
  • 3baths
  • 1,896sqft

304 Tigercat Way, Fort Collins

2200 Valley Forge Avenue #2, Fort Collins, CO, 80526 — assumable VA mortgage at 2.94%
VA
Active
24
$269,900$72,564 down
Rate
2.94%
7.28%today
Payment
$951/mo
$1,556today
  • 2beds
  • 1baths
  • 908sqft

2200 Valley Forge Avenue #2, Fort Collins

2445 Windrow Drive #108, Fort Collins, CO, 80525 — assumable FHA mortgage at 3.45%
FHA
Active
12
$330,000$82,057 down
Rate
3.45%
7.28%today
Payment
$1,217/mo
$1,866today
  • 2beds
  • 2baths
  • 1,033sqft

2445 Windrow Drive #108, Fort Collins

412 10th Street, Fort Collins, CO, 80524 — assumable FHA mortgage at 2.81%
FHA
Active
38
$465,000$160,087 down
Rate
2.81%
7.28%today
Payment
$1,429/mo
$2,377today
  • 3beds
  • 2baths
  • 1,051sqft

412 10th Street, Fort Collins

2702 Rigden Parkway #G1, Fort Collins, CO, 80525 — assumable FHA mortgage at 2.48%
FHA
Active
43
$350,000$225,760 down
Rate
2.48%
7.28%today
Payment
$722/mo
$1,253today
  • 2beds
  • 3baths
  • 1,195sqft

2702 Rigden Parkway #G1, Fort Collins

3512 Worwick Drive, Fort Collins, CO, 80525 — assumable VA mortgage at 2.71%
VA
Active
33
$525,000$277,123 down
Rate
2.71%
7.28%today
Payment
$1,157/mo
$1,950today
  • 3beds
  • 2baths
  • 1,612sqft

3512 Worwick Drive, Fort Collins

350 Bannock Street, Fort Collins, CO, 80524 — assumable FHA mortgage at 2.75%
FHA
Active
39
$525,000$519,254 down
Rate
2.75%
7.28%today
Payment
$31/mo
$49today
  • 4beds
  • 3baths
  • 1,883sqft

350 Bannock Street, Fort Collins

829 Smith Street, Fort Collins, CO, 80524 — assumable VA mortgage at 2.83%
VA
Active
46
$775,000$455,530 down
Rate
2.83%
7.28%today
Payment
$1,515/mo
$2,513today
  • 2beds
  • 3baths
  • 1,814sqft

829 Smith Street, Fort Collins

5774 Riverbluff Drive, Timnath, CO, 80547 — assumable VA mortgage at 2.88%
VA
Active
50
$1,675,000$936,582 down
Rate
2.88%
7.28%today
Payment
$3,529/mo
$5,816today
  • 6beds
  • 7baths
  • 6,371sqft

5774 Riverbluff Drive, Timnath

3714 Elgin Place, Fort Collins, CO, 80524 — assumable FHA mortgage at 3.45%
FHA
Active
34
$449,500$163,355 down
Rate
3.45%
7.28%today
Payment
$1,472/mo
$2,257today
  • 3beds
  • 3baths
  • 1,551sqft

3714 Elgin Place, Fort Collins

5002 Northern Lights Drive #C, Fort Collins, CO, 80528 — assumable FHA mortgage at 3.31%
FHA
Active
19
$300,000$218,286 down
Rate
3.31%
7.28%today
Payment
$538/mo
$840today
  • 1beds
  • 1baths
  • 967sqft

5002 Northern Lights Drive #C, Fort Collins

2905 Neil Drive #16, Fort Collins, CO, 80526 — assumable FHA mortgage at 4.20%
FHA
Active
33
$350,000$97,550 down
Rate
4.20%
7.28%today
Payment
$1,440/mo
$2,015today
  • 2beds
  • 2baths
  • 1,032sqft

2905 Neil Drive #16, Fort Collins

2716 San Cristobal Court, Timnath, CO, 80547 — assumable VA mortgage at 4.82%
VA
Active
34
$725,000$115,527 down
Rate
4.82%
7.28%today
Payment
$3,419/mo
$4,449today
  • 3beds
  • 3baths
  • 2,649sqft

2716 San Cristobal Court, Timnath

1705 Heatheridge Road #205, Fort Collins, CO, 80526 — assumable VA mortgage at 5.41%
VA
Active
17
$196,000Potential short sale
Rate
5.41%
7.28%today
Payment
$1,257/mo
$1,530today
  • 1beds
  • 1baths
  • 576sqft

1705 Heatheridge Road #205, Fort Collins

1913 Waters Edge Street #B, Fort Collins, CO, 80526 — assumable FHA mortgage at 3.84%
FHA
Active
41
$390,000$310,029 down
Rate
3.84%
7.28%today
Payment
$562/mo
$822today
  • 2beds
  • 3baths
  • 1,268sqft

1913 Waters Edge Street #B, Fort Collins

4490 Haymill Court, Timnath, CO, 80547 — assumable FHA mortgage at 5.25%
FHA
Active
38
$518,000$69,577 down
Rate
5.25%
7.28%today
Payment
$2,571/mo
$3,185today
  • 4beds
  • 3baths
  • 2,309sqft

4490 Haymill Court, Timnath

802 Heschel Street #D, Fort Collins, CO, 80524 — assumable FHA mortgage at 4.17%
FHA
Active
29
$464,000$211,389 down
Rate
4.17%
7.28%today
Payment
$1,521/mo
$2,136today
  • 2beds
  • 3baths
  • 1,218sqft

802 Heschel Street #D, Fort Collins

3713 Catmint Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.26%
FHA
Active
50
$490,000$22,029 down
Rate
6.26%
7.28%today
Payment
$3,011/mo
$3,342today
  • 3beds
  • 3baths
  • 2,293sqft

3713 Catmint Street, Wellington

4112 Snow Ridge Circle, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.36%
FHA
Active
47
$525,000$22,578 down
Rate
6.36%
7.28%today
Payment
$3,272/mo
$3,594today
  • 3beds
  • 2baths
  • 1,453sqft

4112 Snow Ridge Circle, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
39
$625,000$75,403 down
Rate
5.56%
7.28%today
Payment
$3,276/mo
$3,921today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
38
$625,000$75,403 down
Rate
5.56%
7.28%today
Payment
$3,276/mo
$3,921today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1301 University Avenue #201, Fort Collins, CO, 80521 — assumable FHA mortgage at 4.50%
FHA
Active
22
$275,000$237,626 down
Rate
4.50%
7.28%today
Payment
$566/mo
$764today
  • 2beds
  • 1baths
  • 805sqft

1301 University Avenue #201, Fort Collins

1430 Larimer Ridge Parkway, Timnath, CO, 80547 — assumable FHA mortgage at 6.64%
FHA
Active
41
$672,000$64,393 down
Rate
6.64%
7.28%today
Payment
$4,007/mo
$4,275today
  • 4beds
  • 4baths
  • 3,520sqft

1430 Larimer Ridge Parkway, Timnath

916 Timber Lane, Fort Collins, CO, 80521 — assumable FHA mortgage at 6.74%
FHA
Active
31
$559,900$51,535 down
Rate
6.74%
7.28%today
Payment
$3,382/mo
$3,571today
  • 5beds
  • 3baths
  • 2,600sqft

916 Timber Lane, Fort Collins

6427 Coralbell Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.82%
FHA
Active
38
$480,000$41,711 down
Rate
6.82%
7.28%today
Payment
$2,945/mo
$3,084today
  • 3beds
  • 3baths
  • 2,222sqft

6427 Coralbell Street, Wellington

2124 Sandstone Drive, Fort Collins, CO, 80524 — assumable FHA mortgage at 6.19%
FHA
Active
50
$570,000$90,950 down
Rate
6.19%
7.28%today
Payment
$2,957/mo
$3,307today
  • 3beds
  • 3baths
  • 2,100sqft

2124 Sandstone Drive, Fort Collins

914 Oak Street, Fort Collins, CO, 80521 — assumable VA mortgage at 6.27%
VA
Active
46
$1,149,000$208,301 down
Rate
6.27%
7.28%today
Payment
$5,849/mo
$6,486today
  • 4beds
  • 3baths
  • 2,346sqft

914 Oak Street, Fort Collins

3657 Torch Lily Street, Wellington, CO, 80549 — assumable VA mortgage at 6.34%
VA
Active
45
$525,000$66,373 down
Rate
6.34%
7.28%today
Payment
$2,967/mo
$3,266today
  • 4beds
  • 3baths
  • 2,589sqft

3657 Torch Lily Street, Wellington

955 Rustling Street, Windsor, CO, 80550 — assumable FHA mortgage at 6.50%
FHA
Active
34
$640,000$82,125 down
Rate
6.50%
7.28%today
Payment
$3,556/mo
$3,849today
  • 5beds
  • 5baths
  • 4,260sqft

955 Rustling Street, Windsor

1625 Collindale Drive, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.50%
FHA
Active
45
$675,000$105,902 down
Rate
6.50%
7.28%today
Payment
$3,627/mo
$3,926today
  • 4beds
  • 4baths
  • 3,128sqft

1625 Collindale Drive, Fort Collins

3206 Lymen Street, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.81%
FHA
Active
49
$510,000$74,378 down
Rate
6.81%
7.28%today
Payment
$2,939/mo
$3,082today
  • 4beds
  • 2baths
  • 1,680sqft

3206 Lymen Street, Fort Collins

3206 Lymen Street, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.81%
FHA
Active
42
$510,000$74,378 down
Rate
6.81%
7.28%today
Payment
$2,939/mo
$3,082today
  • 4beds
  • 2baths
  • 1,680sqft

3206 Lymen Street, Fort Collins

1508 Station Court, Fort Collins, CO, 80521 — assumable FHA mortgage at 6.50%
FHA
Active
24
$470,000$383,623 down
Rate
6.50%
7.28%today
Payment
$569/mo
$616today
  • 3beds
  • 2baths
  • 1,569sqft

1508 Station Court, Fort Collins

5620 Fossil Creek Parkway #8204, Fort Collins, CO, 80525 — assumable VA mortgage at 6.79%
VA
Active
27
$315,000Potential short sale
Rate
6.79%
7.28%today
Payment
$2,279/mo
$2,395today
  • 2beds
  • 2baths
  • 979sqft

5620 Fossil Creek Parkway #8204, Fort Collins

Assuming a mortgage in Fort Collins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.48%
Lowest existing payment
$538 /mo
Median cash to assume
$105,902
Brittney Cooper

Brittney Cooper

Keller Williams Advantage

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Keller Williams Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.