Brittney Cooper

Brittney Cooper

(720) 336-3376

Assumable homes for sale in Niwot, CO

53 homesFHA & VA loansrates from 2.38% vs 7.28% today

Niwot assumption guide
1601 Great Western Drive #4, Longmont, CO, 80501 — assumable FHA mortgage at 2.84%
FHA
Active
23
$339,000$62,645 down
Rate
2.84%
7.28%today
Payment
$1,282/mo
$2,123today
  • 3beds
  • 3baths
  • 1,734sqft

1601 Great Western Drive #4, Longmont

805 Summer Hawk Drive #66, Longmont, CO, 80504 — assumable VA mortgage at 2.90%
VA
Active
17
$379,900$56,468 down
Rate
2.90%
7.28%today
Payment
$1,507/mo
$2,477today
  • 2beds
  • 2baths
  • 1,140sqft

805 Summer Hawk Drive #66, Longmont

1225 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.07%
FHA
Active
45
$415,000$81,658 down
Rate
3.07%
7.28%today
Payment
$1,579/mo
$2,540today
  • 4beds
  • 4baths
  • 1,955sqft

1225 Baker Street, Longmont

1901 Red Cloud Road, Longmont, CO, 80504 — assumable FHA mortgage at 3.45%
FHA
Active
48
$535,000$42,186 down
Rate
3.45%
7.28%today
Payment
$2,419/mo
$3,708today
  • 3beds
  • 3baths
  • 1,683sqft

1901 Red Cloud Road, Longmont

7436 Singing Hills Drive, Boulder, CO, 80301 — assumable VA mortgage at 3.40%
VA
Active
40
$329,000$44,402 down
Rate
3.40%
7.28%today
Payment
$1,463/mo
$2,258today
  • 2beds
  • 2baths
  • 910sqft

7436 Singing Hills Drive, Boulder

3401 Larkspur Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
41
$625,000$178,235 down
Rate
2.70%
7.28%today
Payment
$2,045/mo
$3,449today
  • 4beds
  • 4baths
  • 2,739sqft

3401 Larkspur Drive, Longmont

1507 Jackson Court, Longmont, CO, 80501 — assumable FHA mortgage at 2.68%
FHA
Active
33
$699,000$282,554 down
Rate
2.68%
7.28%today
Payment
$1,929/mo
$3,262today
  • 4beds
  • 3baths
  • 2,520sqft

1507 Jackson Court, Longmont

2040 Oak Avenue, Boulder, CO, 80304 — assumable VA mortgage at 2.375%
VA
Active
35
$1,998,000$1,500,250 down
Rate
2.375%
7.28%today
Payment
$2,202/mo
$3,876today
  • 5beds
  • 4baths
  • 3,631sqft

2040 Oak Avenue, Boulder

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$498,000$295,585 down
Rate
2.48%
7.28%today
Payment
$1,107/mo
$1,792today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$498,000$295,585 down
Rate
2.48%
7.28%today
Payment
$1,107/mo
$1,792today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2186 Lombardy Street, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
37
$875,000$398,204 down
Rate
2.70%
7.28%today
Payment
$2,219/mo
$3,743today
  • 4beds
  • 3baths
  • 2,440sqft

2186 Lombardy Street, Longmont

1197 Purdue Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.80%
VA
Active
35
$1,060,000$484,457 down
Rate
2.80%
7.28%today
Payment
$2,714/mo
$4,519today
  • 5beds
  • 4baths
  • 4,484sqft

1197 Purdue Drive, Longmont

635 Gooseberry Drive #2001, Longmont, CO, 80503 — assumable FHA mortgage at 3.05%
FHA
Active
25
$345,000$194,192 down
Rate
3.05%
7.28%today
Payment
$726/mo
$1,170today
  • 1beds
  • 1baths
  • 1,015sqft

635 Gooseberry Drive #2001, Longmont

1424 Bluemoon Drive, Longmont, CO, 80504 — assumable VA mortgage at 5.125%
VA
Active
34
$675,000$29,049 down
Rate
5.125%
7.28%today
Payment
$3,751/mo
$4,714today
  • 4beds
  • 3baths
  • 2,079sqft

1424 Bluemoon Drive, Longmont

1716 Sunlight Drive, Longmont, CO, 80504 — assumable FHA mortgage at 3.41%
FHA
Active
50
$840,000$539,632 down
Rate
3.41%
7.28%today
Payment
$1,728/mo
$2,663today
  • 5beds
  • 4baths
  • 3,833sqft

1716 Sunlight Drive, Longmont

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.55%
FHA
Active
48
$849,999$729,265 down
Rate
3.55%
7.28%today
Payment
$822/mo
$1,245today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.59%
FHA
Active
50
$849,999$729,019 down
Rate
3.59%
7.28%today
Payment
$826/mo
$1,245today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

443 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.62%
FHA
Active
28
$399,000$356,648 down
Rate
3.62%
7.28%today
Payment
$283/mo
$425today
  • 2beds
  • 1baths
  • 840sqft

443 Baker Street, Longmont

773 Drake Avenue, Erie, CO, 80516 — assumable FHA mortgage at 3.69%
FHA
Active
43
$845,000$365,943 down
Rate
3.69%
7.28%today
Payment
$2,554/mo
$3,802today
  • 5beds
  • 5baths
  • 3,598sqft

773 Drake Avenue, Erie

773 Drake Avenue, Erie, CO, 80516 — assumable FHA mortgage at 3.69%
FHA
Active
41
$845,000$365,943 down
Rate
3.69%
7.28%today
Payment
$2,554/mo
$3,802today
  • 5beds
  • 5baths
  • 3,598sqft

773 Drake Avenue, Erie

1467 Lincoln Circle, Longmont, CO, 80501 — assumable VA mortgage at 3.75%
VA
Active
32
$635,000$365,829 down
Rate
3.75%
7.28%today
Payment
$1,454/mo
$2,148today
  • 4beds
  • 4baths
  • 2,916sqft

1467 Lincoln Circle, Longmont

1827 Collyer Street, Longmont, CO, 80501 — assumable VA mortgage at 3.84%
VA
Active
31
$475,000$279,949 down
Rate
3.84%
7.28%today
Payment
$1,210/mo
$1,768today
  • 3beds
  • 2baths
  • 1,409sqft

1827 Collyer Street, Longmont

2516 Lanyon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 3.88%
FHA
Active
24
$575,000$283,307 down
Rate
3.88%
7.28%today
Payment
$1,677/mo
$2,439today
  • 4beds
  • 2baths
  • 2,144sqft

2516 Lanyon Drive, Longmont

148 Ambrose Street, Erie, CO, 80516 — assumable VA mortgage at 5.22%
VA
Active
34
$499,000$69,453 down
Rate
5.22%
7.28%today
Payment
$2,515/mo
$3,127today
  • 3beds
  • 3baths
  • 1,829sqft

148 Ambrose Street, Erie

188 Monares Lane, Erie, CO, 80516 — assumable FHA mortgage at 3.95%
FHA
Active
38
$610,000$469,601 down
Rate
3.95%
7.28%today
Payment
$995/mo
$1,435today
  • 4beds
  • 3baths
  • 1,825sqft

188 Monares Lane, Erie

188 Monares Lane, Erie, CO, 80516 — assumable FHA mortgage at 3.95%
FHA
Active
32
$599,999$459,600 down
Rate
3.95%
7.28%today
Payment
$995/mo
$1,435today
  • 4beds
  • 3baths
  • 1,825sqft

188 Monares Lane, Erie

590 Pierce Street, Erie, CO, 80516 — assumable VA mortgage at 4.03%
VA
Active
43
$725,000$560,213 down
Rate
4.03%
7.28%today
Payment
$1,081/mo
$1,506today
  • 2beds
  • 2baths
  • 1,533sqft

590 Pierce Street, Erie

2112 9th Avenue, Longmont, CO, 80501 — assumable VA mortgage at 4.44%
VA
Active
50
$754,900$531,609 down
Rate
4.44%
7.28%today
Payment
$1,526/mo
$2,076today
  • 6beds
  • 4baths
  • 2,599sqft

2112 9th Avenue, Longmont

1351 McClure Drive, Longmont, CO, 80504 — assumable FHA mortgage at 4.50%
FHA
Active
39
$515,000$297,039 down
Rate
4.50%
7.28%today
Payment
$1,299/mo
$1,754today
  • 3beds
  • 2baths
  • 1,535sqft

1351 McClure Drive, Longmont

804 Summer Hawk Drive #1304, Longmont, CO, 80504 — assumable VA mortgage at 6.12%
VA
Active
15
$310,000$18,507 down
Rate
6.12%
7.28%today
Payment
$1,809/mo
$2,038today
  • 2beds
  • 2baths
  • 1,052sqft

804 Summer Hawk Drive #1304, Longmont

18 Kodiak Court, Longmont, CO, 80504 — assumable FHA mortgage at 6.26%
FHA
Active
15
$460,000$41,922 down
Rate
6.26%
7.28%today
Payment
$2,693/mo
$2,990today
  • 4beds
  • 2baths
  • 1,782sqft

18 Kodiak Court, Longmont

1077 Magnolia Street, Erie, CO, 80516 — assumable VA mortgage at 6.27%
VA
Active
38
$725,000$43,128 down
Rate
6.27%
7.28%today
Payment
$4,381/mo
$4,858today
  • 4beds
  • 4baths
  • 2,954sqft

1077 Magnolia Street, Erie

804 Summer Hawk Drive #1304, Longmont, CO, 80504 — assumable VA mortgage at 6.50%
VA
Active
15
$310,000$18,073 down
Rate
6.50%
7.28%today
Payment
$1,883/mo
$2,038today
  • 2beds
  • 2baths
  • 1,052sqft

804 Summer Hawk Drive #1304, Longmont

729 Mathews Circle, Erie, CO, 80516 — assumable VA mortgage at 6.62%
VA
Active
43
$619,000$51,148 down
Rate
6.62%
7.28%today
Payment
$3,688/mo
$3,943today
  • 5beds
  • 3baths
  • 1,961sqft

729 Mathews Circle, Erie

2038 Falcon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 6.87%
FHA
Active
27
$689,900$44,000 down
Rate
6.87%
7.28%today
Payment
$4,352/mo
$4,535today
  • 5beds
  • 4baths
  • 3,197sqft

2038 Falcon Drive, Longmont

1535 Terry Street, Longmont, CO, 80501 — assumable FHA mortgage at 6.00%
FHA
Active
46
$609,300$77,583 down
Rate
6.00%
7.28%today
Payment
$3,326/mo
$3,796today
  • 5beds
  • 3baths
  • 2,011sqft

1535 Terry Street, Longmont

Assuming a mortgage in Niwot

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$432 /mo
Median cash to assume
$282,554
Brittney Cooper

Brittney Cooper

Keller Williams Advantage

brisellscolorado@gmail.com+17203363376Keller Williams Advantage logo
Equal Housing Opportunity

Keller Williams Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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